365 Broadway, Suite 203,
Bankruptcy Attorney David A. Casey
My office is just minutes away-
Free parking and next to two major freeways
Bankruptcy Attorneys In El
| Chapter 7 & 13
For over 26
plus years I have given
personal service to my clients in El Cajon, La
Mesa, Santee, Lakeside, San Diego and clients throughout San Diego County.
When you come into my law office you will not be treated like a number. We
are honest and upfront about bankruptcy fees and costs. The bankruptcy
court has to approve of the fees as being reasonable. Pre-bankruptcy
payment plans are available. You'll get personal bankruptcy debt relief
with my professional legal representation. Filing bankruptcy is not an easy
choice but not filing when you don't have enough money to pay your debts is
probably a bad choice that leads to more problems, more harassment and
calls by the creditors.
is not supposed to include struggling to make ends meet or being
overburdened with debt. Certainly you did not bargain for constant calls
from creditors making demands that are not realistic and charging outrageous
rates. Bankruptcy laws are here to help individuals and families like yours.
Welcome to the first
day of the rest of your life – a life that could be free of debt – a second
chance at financial freedom. Both Chapter 7 and Chapter 13 can give you that
fresh start. My bankruptcy law office is not too far from downtown San Diego
plus there is free parking so you don’t have to fight the downtown traffic.
In today’s economy, more and more families struggle to meet their day-to-day
financial needs. This has placed an enormous strain on you, your family and
your lifestyle. People just like you will seek the protection and debt
relief afforded under the bankruptcy laws. Just In San Diego County
alone, it is estimated there will be about 26,000 filings for bankruptcy
this year. We all know that life sometimes throws us
curves that we never could have imagined. For some, it was
a change of events that lead them to file bankruptcy. The bankruptcy
laws have been designed to help people address their financial difficulties
in an honest,
My clients come from all walks of life. Many were
living the American dream with a beautiful house and a steady job.
They could never have predicted the financial instability that required them
to seek guidance from a bankruptcy lawyer. Over the past 26 years I have
been an attorney in El Cajon helping people just like you.
My bankruptcy law office is not a bankruptcy mill. I handle your case
and my office will not just file an action then charge you to fix it if
there are problems.
Acquiring all the information needed to prepare for bankruptcy may seem like
an overwhelming task in additional to the stress from the debt you already
are experiencing, but my office will guide you to make the process smooth.
So stop struggling to pay your bills each and every month. Most
have waited far too long to get that fresh start just hoping that
are experiencing financial difficulties, you do not have to work through them
alone. For most who are in debt or having creditors calling, bankruptcy is the
best plan of action. My name is David Casey. My office is in El Cajon,
California and I represent clients throughout San Diego East County. My
practice concentrates in the areas of consumer bankruptcy and
individuals who have consumer debt. My office also handles bankruptcy for
individuals who have their own business and need the protection of the
My office provides services for
debt liquidation in a
Chapter 7, including discharges for foreclosed
homes, repossessions and bankruptcy CAN STOP wage garnishments in most cases.
Creditor's calls will stop! My office also provides bankruptcy services for
Chapter 13 filings which may include lien stripping of your second lien on your real property.
This could save you thousands of dollars. . I am here to apply the
bankruptcy laws to get you the best bankruptcy results possible. I will got to
bat for you. I will ask the right questions during our pre-bankruptcy and
determine if filing for bankruptcy is the right option for you, what your
best bankruptcy options are, and which chapter best fits your financial goals.
I know you do not want to
be in this situation. The last thing that you want to do is feel like you
are giving up. You're not! You will get a fresh start! End the
stress that affects your loved ones. Consult with a bankruptcy lawyer.
Since you are here at this website, and even if you believe that you have
everything under control, I invite you to look at the following list to see if
any of these apply to you.
There is too much month left at the end of your
money, and each month you need to purchase necessities with a credit card. You
are afraid to answer your telephone, even if you have Caller ID, or you dread
opening your mail each day. You are at the maximum limit on your credit cards
and can barely make the minimum payments each month. Credit card companies
limit your credit and increase your interest rate.
You are borrowing from one credit card to make
your minimum payments on other cards.
You are borrowing from your retirement benefits
to make payments on your credit cards.
You are living paycheck to paycheck or with the
fear that if either you or your spouse lost your job, you will be in financial
You have applied for a debt consolidation loan,
and have been turned down.
You have signed up with a debt consolidation
company, and cannot make the required minimum monthly payment.
You are constantly fighting with your spouse over
Your bills are weighing on your mind to
the point where you are constantly anxious, and it is now affecting your ability
to sleep soundly or to perform your function day-to-day tasks normally.
If you answered yes to any of
the above items, and you are still reading this, you should be applauded. You
have just read a list of some of the telltale signs that you may want to
You are here because you wish
to take a positive step to regain control of your financial situation and plan
for the future. You are acknowledging that a problem may exist and you are
looking at alternatives to take action to address it.
The filing of a bankruptcy petition can help
you stop adverse creditor actions
We also provide a pre-bankruptcy service which
fees are applied towards your bankruptcy case should you decide to file. This
helps to reduce potential bankruptcy problems and to lower the risk of having
your case discharged.
With the pre-bankruptcy review you'll know what
debt relief you are entitled to. I personally will discuss your bankruptcy case
with you before filing your petition. As a bankruptcy attorney I am here to
get you the best debt relief available to you based on the facts you provide my
El Cajon Chapter 7 Attorney, Chapter 7 Lawyer
Bankruptcy Consultation with Bankruptcy Attorney Casey
know that your money problems are not going to go away on their own.
Even if you had the income to make monthly payments with the compounding
high interest rate creditors are charging, plus additional fees, your debts
may even increase rather than decrease. All of this is overwhelming.
You just keep working hard and never get ahead.
With a Chapter 7
bankruptcy you can make most unsecured debts go away and most of secured
debts too. The longer you wait the more problems you will have such as wage
garnishments, law suits, liens and maybe even a big tax liability. The
money issues of being in debt adds substantial stress to you and your
If you are over your head
in debts, bankruptcy is one of the best options available to discharge all
of your unsecured debts. Many bankruptcy laws are designed to help people
like you. Creditor's calls and harassment can be stopped when you file your
petition even if you have a judgment against you or wage garnishment,
however, most child support obligations and student loan obligations can
Filing Chapter 7
bankruptcy or any bankruptcy is a major and important decision. The reason
you are reading this web site is that you know you need help. For many, you
have tried everything else and you realize that you are just postponing your
financial problems. Chapter 7 bankruptcy helps to give you a fresh start.
I receive many "thank you" calls after the completion of a bankruptcy
case. It is great to know that I was able to effectively assist them in
getting that new start to financial freedom. Your ability to get credit
after filing bankruptcy may even improve! It is not uncommon to get two or
three offers for credit after the discharge even from the same card
companies who were not willing to work with the debtor before bankruptcy.
For most who are over their head in debt, bankruptcy improves their ability
to get credit.
When you come into my
office the first thing you will notice is that it is a small professional
law office that provides individual debt relief service. We also provide a
pre- bankruptcy review which will provide you with the information you need
to make the decision to proceed to file for bankruptcy. Unfortunately,
there are bankruptcy mills out there who just take your information and
prepare the documents, then file it. You may not even see the attorney or
representative until the Meeting of the Creditors or maybe not at all.
Since there were no documents provided or verification process, the trustee
could bring a motion to dismiss your bankruptcy due to not following the
procedures, not providing documentation, non-appearance or many other
problems that may occur. For a bankruptcy mill this is good news since
they can now charge you more money to handle the problems which may not
have occurred had they done it right in the first place. Why risk getting
your bankruptcy dismissed? I will provide you with the time necessary to
ensure that the chapter 7 bankruptcy process is managed in an effective
manner. You will be advised and provided guidance when needed at every step
in the bankruptcy process.
El Cajon Chapter 7
Attorneys, Chapter 7 Lawyers El Cajon
Chapter 7 Attorneys| Chapter 7 Bankruptcy Attorneys El Cajon
David Casey, Attorney
Law Office : 365 Broadway, Suite 203
El Cajon, 92021 California
Let the Bankruptcy Laws Work For You In El
El Cajon Bankruptcy Attorney. Chapter 7, Chapter 13 Bankruptcy
You don't have
to travel to downtown San Diego to get a experience bankruptcy attorney.
My office have permission of the bankruptcy court to file documents electronically.
This saves us time and you money!
We are a debt relief agency. We help
people file for relief under the Bankruptcy Code.
for a Bankruptcy Lawyer in or near El Cajon? No need to go to San Diego
for an BK attorney.
My office is located next to two major freeways in El Cajon. I'm only
minutes away from: all of El Cajon and minutes away for La Mesa, Lemon Grove,
Lakeside, Alpine, San Diego Rancho San Diego, Santee, Spring Valley, Chula Vista.
For an experience bankruptcy attorney call Attorney Casey in San Diego East County. My office also has an on-site pubic notary when needed.
This communication is an
“Advertisement” as defined by the California Rules of Professional
Conduct and California Business and Professions
Santee 92071 92072 , El Cajon 92019 92020 92021 92022 , Lakeside 92040
La Mesa 91941 91942 91943 91944, Jamul 91935, Alpine 91901, Spring
Valley 91976 91977 91978 , Potrero 91963, Lemon Grove 91945, Campo 91906
, Bonita 91902, Mission Valley 92108, San Carlos 92119 92120 San
Diego 92109 - 92118,
La Jolla 92037 92038 92039
Tierrasanta, Pt Loma, Kearny Mesa, University City, Mira Mesa, Ocean
Beach, Bonsal, Jacumba, Julian, Descanso, Vista, Chula Vista, Linda
Vista, Serra Mesa, Rancho Bernardo, National City, Clairemont. If you
don't see your city just give me a call. Call (619)
Talk to a Bankruptcy
Attorney, El Cajon, CA
Talk to a Bankruptcy Attorney,
El Cajon CA
(619) 447-6780 -Attorney Casey.
If you live in San Diego County Talk to a Bankruptcy Lawyer. Your debt
will not go away by itself. We can help you as a debt relief agency
under the Bankruptcy Code.
We are a debt relief agency. We help people file
for relief under the Bankruptcy Code.